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ING Direct Business Savings Account Promotional Code
ING Direct promotional codes, offers and coupons for opening new bank business savings account in 2012.
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ING Direct Business Savings Promotional Code/Offer/Coupon:
ING DIRECT USA Business Savings Account. No fees, no service charges.
ING Direct Business Savings Review:
- 0.60% APY
- Access your account instantly from your smart phone or online
- No Fees or Service Charges
- No Minimums
- Account access for up to 3 authorized individuals - each with a separate Sign In PIN and Customer Number for added flexibility, security, and accountability
- An account for your type of business - sole proprietorships, partnerships, limited liability companies (LLCs), corporations, not-for-profits and small organizations
- FDIC insured for up to $250,000
How do I access my money?
The business checking account that you use to make your initial deposit becomes your linked business checking account, known as a link.
Orange for Business Customers can only have one link on file.
At your request, money is transferred electronically between your Business Savings Account and your linked business checking account. You can
initiate a deposit or withdrawal between your accounts online or by phone one of the following ways:
Sign in to your account 24/7 at business.ingdirect.com.
Speak to an Associate at 1-877-464-1777 from 8 AM to 8 PM, 7 days a week.
How long does it take for money I withdraw from my Business Savings Account to appear in my linked account?
It takes 2 business days to transfer money from your Business Savings Account into your external linked business checking account. Business days
don’t include weekends or federal holidays. View a demo about how transfers work.
How do you calculate the interest on my Business Savings Account?
Interest on your Business Savings Account is accrued daily, compounded monthly and credited to your available balance at the end of each month.
When can I withdraw a deposit?
All deposits are subject to a 5 business day hold before they can be withdrawn. For security reasons, your initial deposit used to fund the
account is on hold and unavailable for withdrawal for 10 business days.
Are there minimums or fees?
There are no minimums or fees for opening a Business Savings Account.
Can I allow someone other than myself to access the account?
Yes, you’re allowed account access for up to 3 people – you and up to two people associated with your business, which allows for added flexibility, security, and accountability.
Is the account insured?
Your savings deposits at ING DIRECT are FDIC insured up to $250,000 per depositor (keep in mind that the FDIC treats deposits owned by a sole proprietorship and by the individual associated with it as being owned by the same person). For all other Business Entities such as Non Profit, Corporations, LLC, and Partnerships the FDIC insurance is $250,000 per Business.
ING DIRECT is registered with the FDIC under the name ING Bank, fsb. Our FDIC certificate number is 35489. You can learn more at www.fdic.gov.
Open ING Direct Business Savings Account:
ING DIRECT USA Business Savings Account. No fees, no service charges.
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