Best checking accounts 2012

Compare highest interest checking accounts in 2012


Most of us have savings accounts that earn interest. What many people don't know is that there are also safe, FDIC insured, interest-bearing online checking accounts. The yield on these checking accounts is actually higher than the yield on savings accounts at the local bank! So why not get the best of both worlds: the ability to write checks and earn interest!
We rated the highest interest checking accounts on overall customer value in 2012. All accounts listed here are FDIC insured up to $250,000 per depositor.




Everbank Checking Account Review

EverBank Checking Interest APR 2012


Everbank Checking Account Interest Rate And Details 2012


  • 1.05% APY
  • No Debit Fees
  • No Monthly Account Fees
  • There are no fees to use our ATMs. And if you keep an average daily balance of $5,000, Everbank even reimburses you for the ATM fees that other banks charge.
  • With Yield Pledge Promise, your yields will always be in the top 5% of leading banks.Right now Everbank's yields are 8X higher than the national average.
  • Minimum opening balance $1,500
  • FDIC insured

Open Everbank Checking Account


EverBank Yield Pledge Checking. Six Month Bonus Rate of 1.05% with First Year APY of .72% to .91%¹




highest bank checking rate 2012
ING Direct Checking Account Review




ING Direct Checking Account Interest Rate And Details 2012


  • 0.90% APY on balances over $100,000
  • 0.85% APY on balances between $50,000 and $100,000
  • 0.20% APY on balances under $50,000
  • No minimums
  • No monthly fees, overdraft charge and ATM surcharges
  • Free MasterCard® Debit Card for all purchases
  • Free access at over 35,000 ATMs through the Allpoint™ network
  • Fast and free P2P Payments - securely email money
  • Free bill pay
  • $50 bonus for opening new checking account
  • FDIC insured for $250,000

Open ING Direct Checking Account


Earn a $50 bonus when you open an Electric Orange℠ checking account from ING DIRECT. Free ATMs and no overdraft fees.





Citi Bank Checking Account Review

Citi Bank Checking Review


Citi Bank Checking Account Interest Rate And Details 2012


  • Get $100 after opening The Citigold® Account Package or $50 after opening The Citibank® Account Package
  • Over 29,000 fee-free ATMs nationwide**
  • Free online bill payment with Citibank® Online
  • Free mobile banking with Citi Mobile*** and Citibank for iPad®
  • No monthly fee for debit card usage
  • FDIC insured

Open Citi Bank Checking Account


$100 free with Citi Checking




highest bank checking rate 2012
PerkStreet Checking Account Review

Citi Bank Checking Review


PerkStreet Checking Account Interest Rate And Details 2012


  • 2% unlimited cashback on debit card purchases
  • Endorsed by The New York Times, CBS, Barron’s, Fox Business Network
  • You can keep your old bank (link your existing account to Perkstreet checking)
  • Free checking, online banking, bill pay, and ATMs
  • 42,000 free ATMs nationwide, free online banking and bill pay
  • FDIC insured and protected by MasterCard

Open PerkStreet Checking Account


2% unlimited cashback on debit card purchases with PerkStreet Checking Account




highest checking account rate 2012
Ally Checking Account Review

Ally Interest Checking Rates


Ally Bank Checking Account Interest Rate And Details 2012


  • 0.75% APY - Balance of $15,000.00 or more
  • 0.40% APY - Balance less than $15,000.00
  • No minimum deposit to open
  • No monthly maintenance fees
  • Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
  • Free Online Banking, Bill Pay, and Popmoney
  • Free Debit MasterCard®, checks and unlimited check writing
  • Save time and money—get cash back when you shop
  • No ATM fees at any ATM nationwide
  • Earn money back with Ally Perks when you shop with your Ally Checking Debit Card
  • Make deposits from home with Ally eCheck Deposit
  • Variable rate account where balances $15,000 or more get an even higher rate
  • Free balance alerts
  • FDIC insured to the maximum allowed by law. Maximize your coverage

Open Ally Bank Checking Account


Ally Interest Checking Account





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