|
Compare highest interest checking accounts.
Most of us have savings accounts that earn interest. What many people don't know is that there are also safe,
FDIC insured, interest-bearing online checking accounts. The yield on these checking accounts is actually higher
than the yield on savings accounts at the local bank! So why not get the best of both worlds: the ability to write
checks and earn interest!
We rated the highest interest checking accounts on overall customer value.
All accounts listed here are FDIC insured up to $250,000 per depositor.
|
|
|
- 1.72% APY.if account balance is $50,000 - $99,999.
- 1.31% if account balance is $25,000 - $49,999.
- 1.23% if account balance is $10,000 - $24,999.
- 1.20% if account balance is $9,999 or less.
- Minimum opening balance $1,500.
- No monthly fee.
- $6 of ATM fee reimbursement per month.
- Visa Check Card.
- FDIC insured.
Number 1 position in the "Best High Interest Checking Account" rating goes to FreeNet Checking
from EverBank.com with the first 3 months bonus rate promotion of 3.01% APY,
the first year yield is by far the best 1.72% APY! (but you need $50,000 to get this rate)
There are no monthly fees with this account.
EverBank
|
|
|
- 1.50% APY if account balance is $50,000.00 - $99,999.99.
- 0.24% APY if account balance is $0 - $49,999.99.
- 1.53% APY if account balance is $100,000.00 or more.
- No monthly fee.
- Free MasterCard® Debit Card for all purchases.
- Free access at over 35,000 ATMs through the Allpoint™ network.
- Fast and free P2P Payments - securely email money.
- Free bill pay.
- FDIC insured.
In second spot in the "Best High Interest Checking Account" rating is Electric Orange checking account
from ING DIRERCT with great 1.50% APY for balances $50,000.00 - $99,999.99. This account also offers a very nice
and unique feature of being able to quickly email other people money for free.
There are no monthly fees with ING DIRERCT checking.
ING DIRECT Checking Account. Free ATMs. FDIC Insured.
Open online now.
|
|
|
- 1.25% APY.
- No monthly fees if average monthly balance is above $1000. $5/month fee otherwise.
- ATM or Visa® Check Card.
- Free first order of 50 checks.
- $6/month in ATM fees rebates.
- FDIC insured.
American e-Checking account from AmericanBank.com consistently over many years offers one of the highest
checking account rates in the nation. Right now the yield stands at 1.25% APY!
$6 of monthly ATM fee rebates, ATM card and free checks make it an even more appealing deal.
American Bank
|
|
|
- 1.15% APY.
- $500 minimum initial deposit required.
- $5000 average daily balance in account to avoid $7.50 fee.
- Free initial checks.
- Visa Check Card.
- $8/month in ATM reimbursement.
- FDIC insured.
With BankOfInternet.com high interest checking account you know you are getting
a solid value with very good 1.15% APY.
No minimum daily balance required, but you have to maintain $5,000 average monthly balance to
avoid monthly fee.
Bank Of Internet
|
|